Vision Insurance Plan
Eye Care Benefits & Coverage

A relatively new word in the field in the insurance, vision insurance is not as complicated as it sounds.

Actually, it is not even insurance. Why?

Well, insurance provides you with monetary reimbursement or relief from unplanned and unforeseen problems like accidents or losses.

Vision insurance comprises of plans, which are really fixed discounts or benefits on purchase of eyewear and eye check-ups.

Get your free quote here.

A lot of companies and business houses now provide their employees with such insurance in addition to health insurance.

Like with other insurance policies, this form of insurance also has plans to suit different needs and people.

Check with the following providers for more information:

There are basically two kinds of plans.

One provides you with basic eye care relief - the annual eye-check ups and prescription glasses and eyewear or contact lenses. These plans don’t cover expansive and expensive eye treatments.

The other kind of plans offer coverage for treatments like LASIK and other retinal or cornea surgeries. But with such plans, the premiums also rise substantially.

Most vision insurance plans require you to get your check-ups from optometrists registered with the insurance company.

Your eyeglasses also need to be bought from the opticians who are included in the specific network stated by the insurance company.

A basic, no-frills coverage plan can be purchased for as little as $50 a year, per individual.

This can even be clubbed with the health insurance plan and allow you to save a little on the premium.

But such insurance providers usually have a very narrow set-up that might not suit all your needs.

It is a good deal to get quotes from 3-4 insurance carriers and then choose the plan and carrier that is best suited to what you have in mind.

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